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Home Insurance helps Minnesota homeowners protect their property, belongings, and financial security with coverage designed for local weather risks and everyday life.

Life Insurance helps protect your family’s financial future by providing coverage that can support loved ones with expenses, debts, and long-term security if the unexpected happens.

Auto Insurance helps protect drivers, passengers, and vehicles with coverage designed to handle accidents, damage, and liability while driving throughout Minnesota.

Business Insurance helps protect businesses from financial risks like property damage, liability claims, and unexpected interruptions with coverage tailored to Minnesota business owners.

Boat Insurance helps protect your watercraft, equipment, and liability on the water with coverage designed for Minnesota lakes and recreational boating.

Motorcycle Insurance helps protect riders and their bikes with coverage designed for accidents, damage, theft, and liability while riding throughout Minnesota.

Camper & RV Insurance helps protect motorhomes, campers, and travel trailers with coverage for accidents, damage, theft, and liability while traveling or parked.

Specialty Insurance helps protect unique assets, high-value items, and special risks with customized coverage designed to go beyond standard insurance policies.

At Higgins Home, Auto & Life Insurance of the Twin Cities, protecting Minnesota homes and families is more than a job — it’s a commitment to the community. With local insight and a personal approach to Home & Life insurance, every policy is built to provide clear guidance, dependable protection, and peace of mind.


Start by completing the 'Get a Free Quote' form on our website to share your Home & Life insurance needs with us so we can take care of you.

Next, we'll arrange a property visit at a time that works for you to provide an in-person estimate for your Home & Life insurance needs.

After you approve our estimate, we'll schedule a date to complete the job. Our team will work hard to exceed your expectations!












Absolutely, we can provide references from past clients. Additionally, you can read the reviews and testimonials from our satisfied customers on our website. If you would like to speak with specific past clients, we can provide their contact information upon request.
At Higgins Home, Auto & Life Insurance of the Twin Cities, we distinguish ourselves through meticulous attention to detail, a dedication to quality, and a personalized approach. We prioritize client communication to seamlessly bring their vision to life.
At Higgins Home, Auto & Life Insurance of the Twin Cities, services include Home Insurance, Life Insurance, Auto Insurance, and Business Insurance. Coverage is designed to help protect homes, families, vehicles, and businesses with guidance tailored to your needs.
No, Higgins Home, Auto & Life Insurance of the Twin Cities offers complimentary estimates to all prospective clients.

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BUSINESS
SERVICES
SERVICE AREAS
OPERATING HOURS
Sun: Closed
Mon: 9:00am - 5:00pm
Tue: 9:00am - 5:00pm
Wed: 9:00am - 5:00pm
Thu: 9:00am - 5:00pm
Fri: 9:00am - 5:00pm
Sat: Closed